Score Clarity
Credit Building. Clear Strategy. Confident Future.
Score Clarity helps you understand, strengthen, and strategically steward your credit profile—so you can move your life, family, and business forward with confidence.
Quick Highlights
What you get with Score Clarity.
- Clear explanation of what impacts your score
- Step-by-step credit building strategy
- Dispute support assistance (when applicable)
- Accountability + progress guidance
SmartCredit Disclosure
Please review before enrolling.
QSB Empower is an independent company and does not provide credit reporting or monitoring services. QSB Empower operates in partnership with SmartCredit and may receive compensation for referrals, but all credit data, reports, and monitoring services are delivered and managed solely by SmartCredit.
What Is Score Clarity?
Clarity, action, and confidence around your credit—without guessing.
Score Clarity is the credit-building and dispute support service of QSB Empower designed to help everyday people, leaders, and entrepreneurs move from confusion to clarity around their credit.
- Plain-language review of what impacts your score
- Clear action plan for building stronger credit
- Dispute support assistance when items are inaccurate
- Progress guidance and accountability
What We Do Inside Score Clarity
Four service areas designed to move you forward.
1) Credit Profile Review
We identify what impacts your score and explain it in plain language so you know what matters most.
2) Credit Building Strategy
We map practical steps—accounts, utilization, habits, and next moves—to strengthen your profile.
3) Dispute Support
When items are inaccurate, we help you organize documentation and a consistent dispute process.
4) Progress Coaching
We track movement, adjust the plan, and keep you focused on the goal.
Is Score Clarity Right for You?
If any of these sound like you, this service is built for your next step.
- You’re not sure why your score changed or won’t improve
- You’re preparing for a car, home, apartment, or business funding
- You’ve found errors, collections, charge-offs, or late payments
- You want a realistic credit-building strategy you can follow
- You’re tired of “credit hacks” and want a clear plan
How Score Clarity Works
A simple 4-step process.
Submit the Intake
Share your goal and what you’re dealing with.
Clarity Session
We review what’s helping vs. hurting and outline next steps.
Action Plan + Support
You receive a clear plan plus dispute support if applicable.
Progress & Accountability
We help you stay consistent and adjust for sustainable growth.
Why Work With Score Clarity?
Credit is not just a score—it’s access, options, and peace of mind.
- Strategy-first approach (no random “hacks”)
- Plain-language guidance that’s easy to follow
- Help staying organized and consistent
- Built to serve everyday people, leaders, and entrepreneurs
Score Clarity Service Options
Placeholders you can rename/pricing later.
Starter • Clarity Session
Best for: explanation + a clear next-step plan.
Growth • Build Strategy
Best for: structured strategy with checkpoints.
Restore • Dispute Support
Best for: documentation support for inaccurate items.
Elite • Full Support
Best for: ongoing strategy + coaching toward a major goal.
Frequently Asked Questions
Quick answers to common questions.
How fast will my score improve?
It depends on your credit file. Some changes show in weeks; deeper rebuilding can take months.
Do you guarantee deletions or a specific score?
No. Results vary by profile, creditor reporting, and bureau processing. We focus on strategy and consistency.
Can you help if I’m starting from scratch?
Yes—building positive history and a plan that fits your situation is a core part of what we do.
Is this legal and compliant?
We provide credit education, strategy guidance, and dispute support assistance. We do not provide legal advice.
Important Disclosure
Please review before submitting.
Cancelling your membership with QSB Empower does not cancel your SmartCredit membership. By enrolling in SmartCredit, you agree to be billed automatically every month until you choose to cancel.